Finance
High End Estates Ltd is able to offer a loan option from Phoenix Financial Consultants Limited ("Phoenix") on their windows and doors quotes. Phoenix acts as a credit broker (it is not a lender) and can introduce you to a loan for the full cost of the home improvement from a panel of lenders. Loan approval is not guaranteed and you will need to complete a short loan application which will assess your financial circumstances and your ability to repay the loan.
Your credit file will be searched by the lender.
Key Features of the Loan
- Loan terms available from 3 - 10 years.
- Interest rates available from 9.9% APR Representative.
- You can pay a deposit if you wish (directly to the trader) or apply to borrow the entire amount.
- Overpayments and early repayments can be made at any time. If you make overpayments, you will avoid future interest, and the length of the loan will be reduced.
- You will need to decide if the loan is right for you. Neither Phoenix nor your trader can give you any financial advice.
- The table on page 2 shows the monthly repayment and the total amount repayable for a quoted amount of £4,000.00.
Windows And Doors finance options from High End Estates Ltd:
| Loan Amount: £40,000 | 3 Years | 5 Years | 8 Years | 10 Years |
|---|---|---|---|---|
| Monthly Repayment | £128.09 | £83.96 | £59.60 | £51.71 |
| Total amount payable over the period | £4,611.22 | £5,037.78 | £5,721.21 | £6,205.12 |
| Interest rate and Representative APR (fixed) | 9.9% | 9.9% | 9.9% | 9.9% |
Representative example:
| Cash price of product | Optional deposit | Loan amount | Term of loan | Monthly repayment | Total amount payable | Rate of interest | Representative APR |
|---|---|---|---|---|---|---|---|
| £4,000 | £0.00 | £4,000 | 3 years | £128.09 | £4,611.22 | 9.9% (fixed) | 9.9% |
High End Estates Ltd is an introducer appointed representative of Phoenix Financial Consultants Limited ("Phoenix"). Phoenix is a credit broker that is authorised and regulated by the Financial Conduct Authority (Financial Services Register No. 539195) which offers finance for home improvement projects from its panel of lenders. All finance subject to status and credit checks.
